Get the guidance you need!
Get the guidance you need!
I call myself a Mortgage Advisor because I'm so much more than just a Mortgage Broker. When I'm meeting with a client, we spend time going over your entire financial picture, to make sure you are making the very best decision for your financial future and goals. I draw on an extensive background in all aspects of finance to assess your situation from an investment, tax, and cash flow perspective. I also offer financial education services, teaching principles of investing, budgeting, taxes, debt management, and credit repair.
Services Offered:
Mortgage Broker: First and Foremost, I am a Mortgage Loan Officer/Broker, who can shop for you and obtain a mortgage loan that is in line with your lending needs and objectives. I take your application and shop various lenders, find the most suitable loan type, and handle the loan process for you from start to finish, getting you to the closing table efficiently and with as little hassle as possible.
Mortgage Advisor: If you need additional guidance, maybe you are a First Time Homebuyer, or wanting to get into Real Estate Investing, I can spend more time with you one on one, answering your questions and teaching you the principles and strategies you need to win with Real Estate and make a smart financial decision.
Financial Education: If you need more advanced financial education, not just with real estate, but other areas of finance, including credit, budgeting, investing, taxes, insurance, debt management, etc, I am able to meet that need also. I am available to meet in person, over video call, or over the phone on an appointment basis to work with you in depth to assess your financial needs, current condition, and set goals and objectives to put you in a better place financially.
What Does It Cost?
Fees collected up front:
Credit Report Fee(Hard Inquiry for Mortgage Application): $113 for Joint or Individual
Appraisal Fees for Mortgage Applications: Vary, but average between $600-900
Loan Products Available:
Conventional Loans
USDA, FHA, VA
Business Purpose - Can Close in an LLC
Down Payment Assistance
First Time Homebuyers
Interest Only and ARMs
Have more questions? Drop us a line!
Call or text me at (217)691-5400
Email me at jack@stlloanadvisors.com
In this video series, I go over the basics of many different loan types, from the most common conventional loans, to some niche products many people have never heard of.
In this video series, I am DEBUNKING mortgage myths I have heard in my years in the industry that range from half-truths to complete fallacies.
Learn all about credit in my 4 part Series, Credit Basics:
What is Credit?
Why Do I Need It?
How Do I Build Credit?
How Do I Repair Credit?
Copyright © 2024 Jack Luttge Mortgage Advisor LLC - All Rights Reserved.
Jack Luttge, Mortgage Advisor - NMLS# 1103420
(217) 691-5400
Jack Luttge Mortgage Advisor LLC - NMLS# 2579573
2528 Highway K Ste 204F, O'Fallon MO 63368
Equal Housing Opportunity
Licensed in Missouri
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